Residency · Europe
Residency · EuropeMontenegro Residence through Property
One-year renewable temporary residence in Montenegro for owners of property worth at least EUR 150,000. Citizenship by investment ended in 2022.
- Investment from
- EUR 150,000
- Processing
- To confirm
- Family
- See the family rules
- Stay required
- See the stay rules
Decision summary
- What do you obtain?
- Montenegro Residence through PropertyRoute to citizenshipCitizenship by investment closed at the end of 2022.
- What does your family invest?
- Property with a taxable value of at least EUR 150,000 (since January 2026).
- What is additional?
- On the company route, running costs from about EUR 5,000 a year.
- How long does it take?
- Information pending verification
- Must you travel or live there?
- One visit to Montenegro during the application.
- What is the main drawback?
- Does not allow employment or business activity; property taxes must be paid.
- Family inclusion
- Information pending verification
- Program status
- Operational
Overview
Montenegro's citizenship by investment program closed at the end of 2022. Residence remains available through property ownership.
Amendments in force since January 2026 require property with a taxable value of at least EUR 150,000, which must be genuinely used and have all property taxes paid. Holders who qualified earlier can renew under the old rules.
Property-based residence is valid for one year, renewable, and does not allow work or business activity.
Path to citizenship
Ordinary naturalisation rules only
Citizenship by investment closed at the end of 2022.
See every residency route to citizenship →Who this program may not suit
Taken from the facts recorded on this page. It may not suit you if:
- Your budget is below EUR 150,000, the minimum recorded investment, before fees and costs.
- You want a second passport: this residence does not lead to citizenship by itself.
Investment pathways
- Investment pathway
- Temporary residence based on ownership and use of property in Montenegro.
- Minimum investment
- Property with a taxable value of at least EUR 150,000 (since January 2026).
Checked against official programme sources
Application process
- 1Buy property and register ownership with the Real Estate Cadastre; since 17 January 2026 most third-country nationals need a Tax Authority-assessed value of at least EUR 150,000.
- 2Gather your passport, health insurance, criminal record certificate, proof of funds and the cadastral ownership extract, with apostilles or translations where required.
- 3Submit the application to the Ministry of Interior, proving ownership, actual use of the property and payment of all property taxes.
- 4If approved, you receive one-year temporary residence that does not allow employment or business activity in Montenegro.
- 5Renew while you keep the property, filing no earlier than 60 days and no later than 30 days before the permit expires.
Steps and timings can change; your advisor confirms the current process before you apply.
Investment and fees
Qualifying investment amounts and government fees are always shown separately. We do not publish single "total price" figures, as the total depends on family composition and circumstances.
Estimate for your family
- Investment for your family
- EUR 150,000
- Property (taxable value, from)
- Known total so far
- EUR 150,000
- 6 cost items not yet included
Children are counted as 10 and parents as 60 unless you enter ages in the calculator. Full breakdown and ages
Qualifying investment
- Property (taxable value, from)
- EUR 150,000
- Estimated additional costs
- On the company route, running costs from about EUR 5,000 a year.
- To be confirmed
- Government fees · Due diligence fees · Investment holding period
Checked against official programme sources
Residence requirements
- Residence requirements
- One visit to Montenegro during the application.
- Renewal requirements
- Valid for one year, renewable.
- Potential route to citizenship
- Citizenship by investment closed at the end of 2022.
Checked against official programme sources
Due diligence and documentation
Applicants and included dependants undergo background and source-of-funds checks by the relevant authority. Documentation requirements are confirmed during preparation — no documents are needed for an initial consultation.
Considerations, limitations and risks
Important restrictions
Does not allow employment or business activity; property taxes must be paid.
- Published entry thresholds are not comprehensive costs; taxes, professional fees and dependent charges may apply.
- Immigration law, visa access and naturalisation rules can change without notice.
- Individual eligibility depends on nationality, financial background, due diligence and program-specific criteria.
Status and authority
- Operational status
- Operational
- Official government authority
- Ministry of Interior, Montenegro
- Legal basis
- Law on Foreigners, as amended (in force since 17 January 2026).
- To be confirmed
- Nationality restrictions
Programme rules change; your advisor confirms every figure before you commit.
Frequently asked questions
Does Montenegro still offer citizenship by investment?
No. The program closed at the end of 2022. Residence through property remains available.
What is the minimum investment for Montenegro Residence through Property?
Property with a taxable value of at least EUR 150,000 (since January 2026).
Can my family be included?
Family inclusion rules vary and will be confirmed for your circumstances.
Is there a minimum stay requirement for Montenegro Residence through Property?
One visit to Montenegro during the application.
How long does the process take?
Timeframes depend on the authority and the completeness of your application. An advisor can provide current guidance.
Does the Montenegro Residence through Property lead to citizenship?
Citizenship by investment closed at the end of 2022.
Is approval guaranteed?
No. Every application is decided by the government concerned after due diligence, and requirements can change.
Discuss Montenegro with an advisor.
Share your objectives in confidence. An advisor will outline the options that may be relevant to your family and circumstances.