Residency · Europe
Residency · EuropeMonaco Residence Card
Residence in Monaco for people with suitable housing and either professional income or a bank deposit in Monaco, commonly cited at EUR 500,000.
Decision summary
- What do you obtain?
- Monaco Residence CardRoute to citizenshipNot a route to citizenship.
- What does your family invest?
- No fixed investment; a Monaco bank deposit of at least EUR 500,000 is commonly reported for applicants without local professional income.
- What is additional?
- Information pending verification
- How long does it take?
- Information pending verification
- Must you travel or live there?
- Genuine residence in Monaco is required to keep and renew the card.
- What is the main drawback?
- A company can be set up only after the residence card is issued; non-EU applicants first need a long-stay (type D) visa.
- Family inclusion
- Spouse, Children · conditions apply
- Program status
- Operational
Overview
Monaco has no investment program. Foreign residents obtain a residence card by showing suitable accommodation, sufficient means and a clean criminal record.
Applicants without professional income in Monaco usually show means through a bank deposit in Monaco; EUR 500,000 is the figure commonly reported.
Renewals depend on genuine residence in Monaco, which the courts have confirmed is assessed strictly.
Path to citizenship
Who this program may not suit
Taken from the facts recorded on this page. It may not suit you if:
- You cannot meet the stay rule: Genuine residence in Monaco is required to keep and renew the card.
- You want a second passport: this residence does not lead to citizenship by itself.
Investment pathways
- Investment pathway
- Residence card based on accommodation, financial means and good character.
- Minimum investment
- No fixed investment; a Monaco bank deposit of at least EUR 500,000 is commonly reported for applicants without local professional income.
From published programme sources
Family inclusion
Spouse
Named in the rule
Children
Named in the rule
Parents
Not named in the rule
Siblings
Not named in the rule
Ages, dependency and other conditions are in the rule below; confirm them for each family member.
- Eligible dependents
- Spouse or partner and financially dependent children.
From published programme sources
Application process
- 1Secure housing suited to your household (purchase, lease or free accommodation) and show sufficient means, either professional income or a Monaco bank deposit, plus a clean criminal record.
- 2Non-EEA nationals obtain a long-stay establishment visa from the French consulate nearest their home; it is valid for three months.
- 3Apply for a first residence card online through MonGuichet.mc, where you track the file and book appointments with the Police Department's Residents Section.
- 4Attend an individual interview with the Sûreté Publique and give biometric data while the authorities review the file; a law firm advises allowing at least about six months.
- 5The first card is issued for one year and renewed annually; longer cards follow after years of residence, and genuine residence in Monaco is required to keep them.
Steps and timings can change; your advisor confirms the current process before you apply.
Investment and fees
Qualifying investment amounts and government fees are always shown separately. We do not publish single "total price" figures, as the total depends on family composition and circumstances.
- To be confirmed
- Government fees · Due diligence fees · Estimated additional costs · Investment holding period
From published programme sources
Residence requirements
- Residence requirements
- Genuine residence in Monaco is required to keep and renew the card.
- Renewal requirements
- First card for three years, renewed yearly; then a three-year card; then a renewable ten-year privileged card after about 12 years.
- Potential route to citizenship
- Not a route to citizenship.
From published programme sources
Due diligence and documentation
Applicants and included dependants undergo background and source-of-funds checks by the relevant authority. Documentation requirements are confirmed during preparation — no documents are needed for an initial consultation.
Considerations, limitations and risks
Important restrictions
A company can be set up only after the residence card is issued; non-EU applicants first need a long-stay (type D) visa.
- Published entry thresholds are not comprehensive costs; taxes, professional fees and dependent charges may apply.
- Immigration law, visa access and naturalisation rules can change without notice.
- Individual eligibility depends on nationality, financial background, due diligence and program-specific criteria.
Status and authority
- Operational status
- Operational
- Official government authority
- Direction de la Sûreté Publique, Monaco
- To be confirmed
- Legal basis · Nationality restrictions
Programme rules change; your advisor confirms every figure before you commit.
Frequently asked questions
Is there a Monaco golden visa?
No. Monaco grants residence cards based on housing, financial means and good character; a bank deposit in Monaco is the usual way to show means.
What is the minimum investment for Monaco Residence Card?
No fixed investment; a Monaco bank deposit of at least EUR 500,000 is commonly reported for applicants without local professional income.
Can my family be included?
Spouse or partner and financially dependent children.
Is there a minimum stay requirement for Monaco Residence Card?
Genuine residence in Monaco is required to keep and renew the card.
How long does the process take?
Timeframes depend on the authority and the completeness of your application. An advisor can provide current guidance.
Does the Monaco Residence Card lead to citizenship?
Not a route to citizenship.
Is approval guaranteed?
No. Every application is decided by the government concerned after due diligence, and requirements can change.
Discuss Monaco with an advisor.
Share your objectives in confidence. An advisor will outline the options that may be relevant to your family and circumstances.