Residency · Americas
Residency · AmericasQuebec Investor Program (Canada)
Permanent residence in Canada through Quebec's Investor Program: a CAD 1 million five-year guaranteed investment plus a CAD 200,000 contribution, for applicants with CAD 2 million net worth and spoken French.
Decision summary
- What do you obtain?
- Quebec Investor Program (Canada)Route to citizenshipCanadian citizenship may follow permanent residence, subject to federal physical-presence rules.
- What does your family invest?
- CAD 1,200,000: CAD 1,000,000 returned without interest after five years, plus a CAD 200,000 non-refundable contribution. Net worth of at least CAD 2,000,000.
- What is additional?
- Quebec fee CAD 18,241 for the applicant; federal fees CAD 2,495 for the applicant, CAD 1,590 for a spouse and CAD 270 per child.
Full wordingHide full wording
Quebec application fee of CAD 18,241 for the principal applicant in 2026, with no fee for a spouse or children. Federal fees: CAD 2,495 for the applicant and CAD 1,590 for a spouse or partner (each including the right of permanent residence fee), and CAD 270 per dependent child.Full details below - How long does it take?
- Information pending verification
- Must you travel or live there?
- After selection, a stay of at least 12 months in Quebec within two years of the work permit, at least six of them by the applicant.
- What is the main drawback?
- Spoken French at level 7 on the Quebec scale, two years of management experience in the last five years and at least a secondary-school diploma. Applications are sent by mail.
- Family inclusion
- Spouse, Children · conditions apply
- Program status
- Operational
Overview
Canada's federal investor program closed in 2014. The route open to investors today is Quebec's Investor Program, run by the Ministère de l'Immigration, de la Francisation et de l'Intégration (MIFI).
Applicants need a net worth of at least CAD 2 million, two years of management experience in the last five, a secondary-school diploma and spoken French at level 7 on the Quebec scale. A participating financial intermediary makes a five-year CAD 1 million investment guaranteed by Quebec, returned without interest, plus a CAD 200,000 contribution.
Quebec currently accepts applications at any time, by mail, with no cap. Selected investors must then spend at least 12 months in Quebec within two years of their work permit before final steps towards Canadian permanent residence.
Path to citizenship
Ordinary naturalisation rules only
Canadian citizenship may follow permanent residence, subject to federal physical-presence rules.
See every residency route to citizenship →Who this program may not suit
Taken from the facts recorded on this page. It may not suit you if:
- Your budget is below CAD 1,200,000, the minimum recorded investment, before fees and costs.
- You cannot meet the stay rule: After selection, a stay of at least 12 months in Quebec within two years of the work permit, at least six of them by the applicant.
Investment pathways
- Investment pathway
- A five-year guaranteed investment of CAD 1,000,000 plus a CAD 200,000 contribution, made through a participating financial intermediary.
- Minimum investment
- CAD 1,200,000: CAD 1,000,000 returned without interest after five years, plus a CAD 200,000 non-refundable contribution. Net worth of at least CAD 2,000,000.
Checked against official programme sources
Family inclusion
Spouse
Named in the rule
Children
Named in the rule
Parents
Not named in the rule
Siblings
Not named in the rule
Ages, dependency and other conditions are in the rule below; confirm them for each family member.
- Eligible dependents
- Spouse or common-law partner and dependent children.
Checked against official programme sources
Application process
- 1The applicant mails a complete Investor Program application, with French-language forms and a narrative document, to Quebec's immigration ministry with the non-refundable CAD 18,241 fee; applications are accepted at any time.
- 2The ministry checks the file is complete, assesses it against the program conditions and may invite the applicant to an interview.
- 3When the ministry asks, a participating financial intermediary, under an agreement the applicant signs, makes the CAD 1 million five-year investment and CAD 200,000 contribution within 120 days.
- 4Once the investment is confirmed, the ministry issues a notice of intention to select, and the applicant has six months to apply to the Government of Canada for a work permit.
- 5Within two years of the work permit, the family completes at least 12 months in Quebec, six of them by the applicant, then mails proof of the stay to the ministry.
- 6If the stay condition is met, Quebec issues the Québec Selection Certificate, and the applicant then applies to the Government of Canada, which decides on permanent residence.
Steps and timings can change; your advisor confirms the current process before you apply.
Investment and fees
Qualifying investment amounts and government fees are always shown separately. We do not publish single "total price" figures, as the total depends on family composition and circumstances.
Estimate for your family
- Investment for your family
- CAD 1,000,000
- Five-year guaranteed investment (returned without interest; a CAD 200,000 non-refundable contribution is also required)
- Known total so far
- CAD 1,220,736
- 3 cost items not yet included
Children are counted as 10 and parents as 60 unless you enter ages in the calculator. Full breakdown and ages
Qualifying investment
- Five-year guaranteed investment (returned without interest; a CAD 200,000 non-refundable contribution is also required)
- CAD 1,000,000
- Non-refundable financial contribution
- CAD 200,000
Government & due diligence fees
- Quebec application fee (principal applicant, 2026)
- CAD 18,241
- Estimated additional costs
- Quebec application fee of CAD 18,241 for the principal applicant in 2026, with no fee for a spouse or children. Federal fees: CAD 2,495 for the applicant and CAD 1,590 for a spouse or partner (each including the right of permanent residence fee), and CAD 270 per dependent child.
- To be confirmed
- Government fees · Due diligence fees · Investment holding period
Checked against official programme sources
Residence requirements
- Residence requirements
- After selection, a stay of at least 12 months in Quebec within two years of the work permit, at least six of them by the applicant.
- Renewal requirements
- Not applicable — the program leads to Canadian permanent residence.
- Potential route to citizenship
- Canadian citizenship may follow permanent residence, subject to federal physical-presence rules.
Checked against official programme sources
Due diligence and documentation
Applicants and included dependants undergo background and source-of-funds checks by the relevant authority. Documentation requirements are confirmed during preparation — no documents are needed for an initial consultation.
Recent changes
Quebec updates its Investor Program conditions
Quebec's Investor Program accepts applications by mail with no cap: CAD 2 million net worth, a CAD 1 million five-year guaranteed investment plus a CAD 200,000 contribution, and spoken French at level 7. The 2026 application fee is CAD 18,241.
Considerations, limitations and risks
Important restrictions
Spoken French at level 7 on the Quebec scale, two years of management experience in the last five years and at least a secondary-school diploma. Applications are sent by mail.
- Published entry thresholds are not comprehensive costs; taxes, professional fees and dependent charges may apply.
- Immigration law, visa access and naturalisation rules can change without notice.
- Individual eligibility depends on nationality, financial background, due diligence and program-specific criteria.
Status and authority
- Operational status
- Operational
- Official government authority
- Ministère de l'Immigration, de la Francisation et de l'Intégration (Quebec)
- To be confirmed
- Legal basis · Nationality restrictions
Programme rules change; your advisor confirms every figure before you commit.
Frequently asked questions
Is Quebec's Investor Program open?
Yes. Quebec says applications can be submitted at any time, by mail, with no maximum number.
How much do I need to invest for Quebec's Investor Program?
CAD 1,200,000: a CAD 1,000,000 five-year guaranteed investment returned without interest, plus a CAD 200,000 non-refundable contribution, with a net worth of at least CAD 2,000,000.
Do I need to speak French?
Yes. Spoken French at level 7 on the Quebec scale, with test results less than two years old.
What is the minimum investment for Quebec Investor Program (Canada)?
CAD 1,200,000: CAD 1,000,000 returned without interest after five years, plus a CAD 200,000 non-refundable contribution. Net worth of at least CAD 2,000,000.
Can my family be included?
Spouse or common-law partner and dependent children.
Is there a minimum stay requirement for Quebec Investor Program (Canada)?
After selection, a stay of at least 12 months in Quebec within two years of the work permit, at least six of them by the applicant.
How long does the process take?
Timeframes depend on the authority and the completeness of your application. An advisor can provide current guidance.
Does the Quebec Investor Program (Canada) lead to citizenship?
Canadian citizenship may follow permanent residence, subject to federal physical-presence rules.
Is approval guaranteed?
No. Every application is decided by the government concerned after due diligence, and requirements can change.
Discuss Canada with an advisor.
Share your objectives in confidence. An advisor will outline the options that may be relevant to your family and circumstances.